|
|
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|
Amount of Loan Requested: $
|
Interest Rate:
% |
Term of Loan Requested: 10 Yr 15 Yr 20 Yr 30 Yr |
Amortization Type: Fixed Rate
ARM Other
|
|||||||||||||||||||||||||||||||||||||||
|
Purchase Price or Property Value: $
|
Year
Built
|
Purpose of Loan: Purchase
Construction Refinance Construction
/ Perm |
Property Will Be:
Primary
Secondary Investment Residence Residence
Property |
|||||||||||||||||||||||||||||||||||||||
|
complete this
line if this is a refinance loan ® |
Year
Property Acquired
|
Original Cost: $
|
Existing Mortgage Amount: $
|
Second Mortgage Amount: $
|
Purpose of Refinance: Rate &
Term Cash-Out |
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|
Subject Property Address (Street, City, State, Zip)
|
County:
|
Number of Units:
|
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|
BORROWER INFORMATION |
CO-BORROWER INFORMATION |
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|
Borrowers Name (Include Jr. or Sr. if applicable)
|
Co-Borrowers Name (Include Jr. or Sr. if applicable)
|
|||||||||||||||||||||||||||||||||||||||||
|
SSN Number
|
Home Phone
|
Age
|
Yrs School
|
SSN Number
|
Home Phone
|
Age
|
Yrs School
|
|||||||||||||||||||||||||||||||||||
|
Married
Unmarried (includes: single, Separated
divorced, widowed) |
Dependents No.
|
Ages
|
Married Unmarried
(includes: single, |
Dependents No.
|
Ages
|
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|
Present Address
(Street, City, State, Zip)
|
Present Address
(Street, City, State, Zip)
|
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|
if
residing at present address for less than two years, complete the following |
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|
Former Address
(Street, City, State, Zip)
|
Former Address
(Street, City, State, Zip)
|
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|
EMPLOYMENT INFORMATION |
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|
Name & Address
of Employer
|
Years on This Job
|
Name & Address
of Employer Self Employed
|
Years on This Job
|
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|
Years in This Profession
|
Years in This Profession
|
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|
Position or Title & Type of Business
|
Business Phone (
)
|
Position or Title & Type of Business
|
Business Phone (
)
|
|||||||||||||||||||||||||||||||||||||||
|
if
employed in your current position for less than two years, or if you
hold more than one position, please complete the following |
||||||||||||||||||||||||||||||||||||||||||
|
Name & Address
of Employer Self Employed
|
Dates
From / To (month/day/year)
/
|
Name & Address
of Employer
|
Dates
From / To (month/day/year)
/
|
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|
Monthly Income
|
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|
Monthly Income
|
||||||||||||||||||||||||||||||||||||||||||
|
Position or Title & Type of Business
|
Business Phone (
)
|
Position or Title & Type of Business
|
Business Phone (
)
|
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PAGE 1 OF 3
MONTHLY INCOME & COMBINED HOUSING EXPENSE INFORMATION |
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|
Gross Monthly Income |
Borrower |
Co-Borrower |
Total |
Combined
Monthly Housing
Expense |
Present |
Proposed |
||||||||||||
|
Base |
$
|
$
|
$ 0.00 |
Rent |
$
|
////////////// |
||||||||||||
|
Overtime |
$
|
$
|
$ 0.00 |
First Mortgage (P&I) |
$
|
$
|
||||||||||||
|
Bonuses |
$
|
$
|
$ 0.00 |
Other Financing |
$
|
$
|
||||||||||||
|
Commissions |
$
|
$
|
$ 0.00 |
Hazard Insurance |
$
|
$
|
||||||||||||
|
Dividends / Interest |
$
|
$
|
$ 0.00 |
Real Estate Taxes |
$
|
$
|
||||||||||||
|
Net Rental Income |
$
|
$
|
$ 0.00 |
Mortgage Insurance |
$
|
$
|
||||||||||||
|
Other |
$
|
$
|
$ 0.00 |
Homeowners Assoc. |
$
|
$
|
||||||||||||
|
Total |
$ 0.00 |
$ 0.00 |
$ 0.00 |
Total |
$ 0.00 |
$ 0.00 |
||||||||||||
|
Describe other Income Borrower:
|
Describe other Income Co-Borrower:
|
|||||||||||||||||
ASSETS |
LIABILITIES |
|||||||||||||||||
|
Custodian
Information |
Type (Checking,
Savings, or Investment) |
Balance |
Creditor
Information |
Type (Auto,
Credit Card, Home Equity) |
Payment Amount |
|||||||||||||
|
Escrow Deposit Held By:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
Name of Financial Institution:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
Name of Financial Institution:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
Name of Financial Institution:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
Name of Financial Institution:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
Name of Financial Institution:
|
|
|
Name of Creditor:
|
|
|
|||||||||||||
|
SCHEDULE OF REAL ESTATE OWNED |
||||||||||||||||||
|
Property
Address (In
Property Type, enter S if sold, PS
if pending sale or R
if rental being held for income) |
Property Type |
Present Market
Value |
Amount
of Mortgages
& Liens |
Gross Rental
Income |
Mortgage Payments |
Maintenance Taxes
& Misc. |
Net Rental
Income |
|||||||||||
|
|
|
|
|
|
|
|
|
|||||||||||
|
|
|
|
|
|
|
|
|
|||||||||||
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|||||||||||
PAGE 2 OF 3
|
BORROWER DECLARATIONS |
|||||||||||
|
|
Borrower |
Co-Borrower |
|||||||||
|
1.
Are
there any outstanding judgments against you? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
2.
Have
you been declared bankrupt within the past 7 years? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
3.
Have
you had property foreclosed upon or given title or deed in lieu thereof
in the last 7 years? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
4.
Are
you party to a lawsuit? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
5.
Have
you directly or indirectly been obligated on any loan, which resulted
in foreclosure, transfer of title in lieu of foreclosure or judgment? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
6.
Are
you presently delinquent or in default on any Federal debt or any other
loan, mortgage, financial obligation, bond or loan guarantee? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
7.
Are
you obligated to pay alimony, child support, or separate maintenance? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
8.
Is
any part of the down payment borrowed? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
9.
Are
you a co-maker or endorser on a note? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
10.
Are
you a U.S. Citizen? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
11.
Are
you a permanent resident alien? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
12.
Do
you intend to occupy the property as your primary residence? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
13.
Have
you had an ownership interest in a property in the last three years? |
Yes |
|
No |
|
Yes |
|
No |
|
|||
|
14.
What
type of property did you own? |
Borrower: |
Principal Residence |
|
Second Home |
|
Investment Property |
|
||||
|
Co-Borrower: |
Principal Residence |
|
Second Home |
|
Investment Property |
|
|||||
|
15.
How
did you hold title to the home? |
Borrower: |
Solely by Yourself |
|
Jointly with a Spouse |
|
Jointly with Another Person |
|
||||
|
Co-Borrower: |
Solely by Yourself |
|
Jointly with a Spouse |
|
Jointly with Another Person |
|
|||||
|
|
|
Borrower Signature
|
Date
|
Co-Borrowers Signature
|
Date
|
ANY
ADDITIONAL INFORMATION PLEASE ATTACH BLANK SHEET
Houston, TX 77274-1109
phone: 713-413-1000 | fax: 713-667-6319 | Ask for Vincent
PAGE 3 OF 3